The Situation
Young couples managing finances together are underserved. YNAB is complex and expensive. Simpler tools lack shared savings goals, multi-user roles, and couples-specific workflows. I validated the gap through JTBD research and competitive analysis of YNAB and Lunch Money — then built the solution myself.
What I Built
An income-centric budgeting system with Available-to-Assign tracking, budget health scoring, multi-user collaboration (Owner / Editor / Viewer), shared savings goals, transaction tracking, alerts, and analytics. Priced at $4.99/mo · $49.99/yr · group plan. Stack: Next.js, TypeScript, PostgreSQL, Redis, Stripe.
PARADE Breakdown — expand each step
No purpose-built budgeting tool for couples — a gap between complex tools (YNAB) and simple tools lacking collaboration features.
Couples rely on fragmented spreadsheets or mismatched apps — leading to poor shared financial decisions and missed savings goals.
Sole founder and product lead — vision, strategy, prioritisation, design, engineering, pricing, and GTM. Every decision was mine.
Applied an impact-to-effort prioritisation framework to sequence 15+ features. Shipped multi-user collaboration and core budgeting first — the differentiating features — before analytics and alerts.
Built a full production SaaS over a prototype to demonstrate real technical fluency. Deferred features I was excited to build in favour of the core differentiator — multi-user collaboration — first.
Moniepot launched to production with 15+ features, three pricing tiers, and functioning multi-user collaboration — a fully revenue-capable SaaS built solo.
Key PM Competencies Demonstrated
JTBD researchCompetitive analysisImpact-to-effort prioritisationPricing strategyFull-stack technical fluency